American Modern: Dwelling Special Risk Placement

Agents often choose American Modern for usual home types or special circumstances. But we are a good choice for standard risks that don't qualify in a standard market, too.

In this introduction to our Dwelling Special program, we’ll explain: the three occupancy classes we support, age of home and age of roof requirements, the building types accepted (more than just single family), our eligibility regarding condition (from ‘Above Average’ to pristine), what we allow for past claims, how we handle water damage, your options for liability, personal property, and much more!